Water Damage: Causes, Types, and Legal Definition

Causes of Water Damage

Water damage can result from various sources, including:

  • Burst pipes
  • Leakage from roofs and faucets
  • Flooding due to natural disasters
  • Condensation

Types of Water Damage

Water damage is classified into three categories depending on the source of water:

  • Clean water: Originates from a sanitary source, such as a broken water pipe.
  • Gray water: Contaminated with food residue, such as from a dishwasher or washing machine.
  • Black water: Severely contaminated with sewage or chemicals.

Legal Definition of Water Damage

Legally, water damage is defined as “any damage to a property or its contents caused by the intrusion of water.” This definition covers damage resulting from leaks, floods, or other water-related events. It includes both direct damage to the property, such as damage to walls and flooring, and indirect damage, such as loss of personal belongings due to water contamination.